Government Schemes (Yojanas) in India 2026 – Complete List, Benefits, Eligibility & How to Apply

Government schemes (Yojanas) are welfare and development programs launched by the Government of India to improve the quality of life for citizens and promote inclusive economic growth. These schemes provide financial assistance, subsidies, healthcare, education, housing, employment opportunities, insurance, pensions, agricultural support, skill development, and various social welfare benefits to eligible individuals and communities across the country.

This comprehensive guide covers the major Central Government Schemes active in 2026, including their objectives, eligibility criteria, key benefits, required documents, application process, official websites, and the latest updates. Whether you are a student, farmer, woman entrepreneur, senior citizen, job seeker, business owner, or a member of a rural or urban household, this resource will help you identify the government schemes that best match your needs.

The guide includes schemes from various ministries covering agriculture, health, education, women and child development, employment, MSMEs, startups, housing, financial inclusion, social security, pensions, renewable energy, digital services, infrastructure, rural development, urban development, tourism, tribal welfare, and many other sectors.

Our goal is to provide accurate, easy-to-understand, and regularly updated information so that citizens can access the benefits they are entitled to without confusion. Each scheme page explains who can apply, what benefits are available, how to submit an application online or offline, important deadlines (where applicable), frequently asked questions, and links to the official government portals.

Whether you are searching for the latest government schemes in 2026, subsidy programs, scholarship opportunities, insurance plans, pension schemes, or financial assistance initiatives, this guide serves as a one-stop resource for understanding and applying for India's most important welfare programs.

Main Categories

Agriculture & Farmers

• PM-KISAN Samman Nidhi
• PM Fasal Bima Yojana
• PM Krishi Sinchai Yojana
• Soil Health Card Scheme
• e-NAM
• Kisan Credit Card
• PM Kisan Maandhan Yojana
• National Agriculture Market
• National Mission for Sustainable Agriculture
• Agriculture Infrastructure Fund
• Digital Agriculture Mission
• Rashtriya Krishi Vikas Yojana
• Formation & Promotion of FPOs
• National Livestock Mission
• National Beekeeping Mission

Health Schemes

• Ayushman Bharat PM-JAY
• Ayushman Bharat Health Infrastructure Mission
• Ayushman Arogya Mandir
• National Health Mission
• PM Jan Aushadhi Yojana
• Mission Indradhanush
• TB Mukt Bharat
• Pradhan Mantri National Dialysis Programme
• PM Surakshit Matritva Abhiyan
• PM Matru Vandana Yojana
• POSHAN 2.0
• PM POSHAN (Mid-Day Meal)

Education

• PM SHRI Schools
• Samagra Shiksha
• National Means-cum-Merit Scholarship
• PM YASASVI
• National Scholarship Portal
• SWAYAM
• DIKSHA
• Vidyanjali
• PM eVIDYA
• One Nation One Subscription (ONOS)

Women & Child Welfare

• Beti Bachao Beti Padhao
• Sukanya Samriddhi Yojana
• Mission Shakti
• Mission Vatsalya
• PM Matru Vandana Yojana
• Anganwadi Services
• POSHAN Abhiyaan
• Mahila Samman Savings Certificate

Employment & Skill Development

• PM Kaushal Vikas Yojana
• Skill India Mission
• National Apprenticeship Promotion Scheme
• PM Internship Scheme
• PM Employment Generation Programme
• Start-up India
• Stand-Up India
• Mudra Yojana
• Vishwakarma Yojana
• Digital India Internship

Housing

• PM Awas Yojana (Urban)
• PM Awas Yojana (Gramin)
• Affordable Rental Housing Complex
• Credit Linked Subsidy Scheme

Financial Inclusion

• PM Jan Dhan Yojana
• Atal Pension Yojana
• PM Jeevan Jyoti Bima Yojana
• PM Suraksha Bima Yojana
• National Pension System
• Senior Citizens Savings Scheme
• Sukanya Samriddhi
• Mahila Samman Savings Certificate

Business & MSME

• PM Vishwakarma
• PM Mudra Yojana
• CGTMSE
• Udyam Registration
• Stand-Up India
• Startup India
• MSME Champions
• ZED Certification
• ODOP

Rural Development

• MGNREGA
• PM Gram Sadak Yojana
• DAY-NRLM
• SVAMITVA
• Shyama Prasad Mukherji Rurban Mission

Urban Development

• Smart Cities Mission
• AMRUT 2.0
• Swachh Bharat Mission Urban
• PM eBus Sewa
• Metro Rail Projects
• Urban Digital Mission

Water & Sanitation

• Jal Jeevan Mission
• Swachh Bharat Mission Rural
• Atal Bhujal Yojana
• Namami Gange

Renewable Energy

• PM Surya Ghar Muft Bijli Yojana
• National Green Hydrogen Mission
• PM Kusum Scheme
• Rooftop Solar Programme
• Solar Park Scheme

Digital India

• Digital India Mission
• BharatNet
• DigiLocker
• UMANG
• Aadhaar Enabled Services
• ONDC
• IndiaAI Mission

Infrastructure

• Bharatmala Pariyojana
• Sagarmala
• PM Gati Shakti
• National Infrastructure Pipeline
• Dedicated Freight Corridor
• UDAN Scheme
• Amrit Bharat Station Scheme

Social Welfare

• National Social Assistance Programme
• PM Garib Kalyan Anna Yojana
• PM Garib Kalyan Package
• Deendayal Antyodaya Yojana
• Rashtriya Vayoshri Yojana
• Assistance to Disabled Persons Scheme

Pension & Insurance

• Atal Pension Yojana
• PM Jeevan Jyoti Bima Yojana
• PM Suraksha Bima Yojana
• National Pension System
• PM Shram Yogi Maandhan
• PM Kisan Maandhan

Tribal Welfare

• Eklavya Model Residential Schools
• PM JANMAN
• Van Dhan Yojana
• Dharti Aaba Janjatiya Gram Utkarsh Abhiyan

SC/ST/OBC Welfare

• Stand-Up India
• National Fellowship Schemes
• PM AJAY
• Venture Capital Fund for SC Entrepreneurs

Youth & Sports

• Khelo India
• Fit India Movement
• TOPS Scheme
• National Sports Talent Search

Tourism & Culture

• PRASHAD Scheme
• Swadesh Darshan
• Dekho Apna Desh
• Adopt a Heritage